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Submit your application online or in person.
Buying a home is one of the biggest financial decisions you will ever make, and who you choose as your mortgage lender matters. At Foundation Credit Union, we offer home loans with competitive rates and personalized service designed to make your path to homeownership as smooth as possible. Whether you are purchasing your first home, upgrading to a bigger space, or refinancing your current mortgage, our team in Springfield, MO, is here to help every step of the way.
Foundation Credit Union offers mortgage rates as low as 6.20%* with flexible term options to fit your budget and long-term financial goals. Choose from 10-year, 15-year, or 30-year fixed-rate mortgage terms so you can find a monthly payment that works for your household.
Because we are a not-for-profit credit union, we are able to pass savings directly to our members in the form of lower interest rates and reduced fees compared to many traditional banks. That means more money stays in your pocket over the life of your loan.
*Rates are subject to change. Contact us for the most current mortgage rates.
When you finance your home through Foundation Credit Union instead of a large national bank, you get more than just a mortgage — you get a local lending partner who is invested in your success.
Here is what sets a credit union home loan apart:
Getting started with your Foundation Credit Union mortgage is simple. You can apply online or visit us in person at one of our Springfield locations. Here is a quick overview of what to expect:
Term Length
10-Year, 15-Year or 30-Year
Rate* %
5.25%
When you keep your home loan local with Foundation Credit Union, every payment strengthens the Springfield community you call home. Our team is ready to help you find the right mortgage rate and term to fit your goals.