As a not-for-profit financial cooperative, Foundation Credit Union returns value directly to members through competitive CD rates that are often more favorable than those at traditional banks. Your deposits are federally insured through the NCUA, so your investment is protected. A CD is an excellent fit if you have savings you will not need immediately and want a predictable, higher return over a defined period.
An IRA lets you save for retirement on your own terms, with tax advantages that can significantly boost your long-term financial health. Foundation Credit Union offers IRA options that put you in control of how and when you save, making it easier to build the future you envision, whether retirement is decades away or right around the corner.
Unlike employer-sponsored plans, an IRA gives you flexibility over your contributions and investment timeline. Saving through a credit union IRA also means a more personal, member-first experience, with real people available to help you make decisions that align with your financial goals. Talk with our team to learn which IRA type best fits your situation.
A money market account combines the earning potential of an investment account with the accessibility of a savings account. At Foundation Credit Union, our money market accounts offer competitive, tiered interest rates — meaning the more you save, the more you earn — while still giving you the flexibility to access your funds when you need them.
A money market account is a strong option if you want to earn more than a standard savings account without locking your money into a fixed term. Like all accounts at Foundation Credit Union, your money market account is federally insured through the NCUA, giving you peace of mind alongside a better return. Talk with our team to find out if a money market account is the right fit for your savings goals.
Foundation Credit Union is a member-owned, NCUA-insured financial institution serving the Springfield, Missouri, community. As a credit union, our focus is always on our members, not shareholders. That means your savings account, CD, IRA, and money market account are backed by an institution that genuinely prioritizes your financial well-being.
We also make it easy to manage all your accounts in one place. Pair your investment account with a checking account and savings account for a complete financial picture. Visit our accounts page to explore all the ways Foundation Credit Union can support your financial life.
Whether you are ready to open a certificate of deposit, start an IRA, open a money market account, or simply want to learn more about your options, our team is here to help. Contact Foundation Credit Union today to speak with a member of our team and put your money on the right path.
