Money & Real Life

Learn more about managing personal finances.

We make money matter with our financial education.

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New to loans?

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You Out

Lenders will need basic contact information, monthly financial data (income, expenses, and debt payments), and your previous two years of income tax returns.

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Where to start

Building Your Credit

Maintaining a good credit score is important. It can affect future borrowing power, interest rates, and your ability to secure a job. Obtaining a free credit report gives you insight as to what lenders see when requesting your credit.

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Useful tips from Foundation Credit Union

More Resources

Learn more from our team about how to achieve financial stability and success.

What are FICO™ Scores?

FICO™ Scores are the most widely used credit scores. FICO™ Scores are a three-digit number calculated from the data on your credit reports at the three major consumer reporting agencies- Experian, TransUnion and Equifax. Your FICO™ Scores predicts how likely you are to repay credit obligations as agreed. Lenders use FICO™ Scores to consistently and objectively evaluate potential borrowers’ credit risk.

The Latest News

Foundation Credit Union Offers Some Financial Tips To Start The New Year Right

Unsure of How To Compare Auto Loan Rates? Foundation CU Has Answers

Foundation Credit Union in Springfield, Mo Offers Advice For Your First Credit Card

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