Loans for Every Stage of Life

From your first car to your forever home — we have a loan for that.

Get Started with Foundation Credit Union

Credit Union Loans in Springfield, MO

Whether you’re buying a car, purchasing a home, expanding your farm, or need a little extra financial flexibility, Foundation Credit Union has a loan for that. As a member-owned credit union serving Springfield, Missouri, our experienced loan officers take the time to find the right fit — with competitive rates and personalized guidance that big banks simply can’t match.

Young couple driving on a highway towards the the sunset

Get Moving

Auto, Boat &
RV Loans

Ready to hit the road, the water, or the open highway? Our credit union auto loans, boat loans, and RV loans are designed to move with you through every phase of life. Whether you’re financing your first vehicle or upgrading to something new, we offer competitive rates and terms that fit your budget.
Wooden front door of a home

Welcome Home

Home Loans

Finding the right mortgage starts with finding the right lender. Foundation Credit Union offers home loans tailored to your financial situation, whether you’re a first-time buyer or refinancing an existing property. Our credit union home loans come with the kind of personalized attention you won’t find at a large bank.
Farmer planting seeds in the ground

Grow Your Farm

Agricultural
Loans

Farming demands commitment — to your land, your equipment, and the future you’re building. Our agricultural loans are designed specifically for the needs of Missouri farmers, giving you access to the funding you need to grow your operation from the roots you’ve already established.
Dad and son dancing in a living room

When You Need Us

Personal & Share-Secured Loans

Life doesn’t always follow a plan. When unexpected expenses arise, a personal loan from Foundation Credit Union gives you the flexibility to handle them on your terms. We also offer share-secured loans, which allow you to borrow against your savings account — a great option for building or rebuilding your credit.

Why Borrow from a Credit Union?

As a not-for-profit financial institution, Foundation Credit Union exists to serve its members. That means your loan terms, rates, and experience are shaped by what’s best for you — not what maximizes profit for outside investors. We’re federally insured by the NCUA and committed to responsible, transparent lending for every member we serve.

Not yet a member? Learn how to join and start accessing member-only loan benefits today.

Have Questions? We're Here to Help.

Our loan officers are available to walk you through every step of the process — from your first question to closing. Reach out by phone, email, or stop by one of our two Springfield locations.

Estimate Your Monthly Payment

Use our loan calculator to get a quick estimate before you apply. Simply enter your desired loan amount, term, and interest rate to see what your monthly payment could look like.

Loan Calculator

Amount:
$1,000
$300,000
1000
Loan Term:
5
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5
Interest Rate:
%
Your Monthly Payments:
$/month
Foundation Credit Union is federally insured by the NCUA. Equal Housing Lender.

Start your application today!

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